Dental Insurance Plans in America – Are You Getting Dental Health Care?
Good oral health is integral to good overall physical health, but many people who need dental care can’t afford dental insurance plans. Authorities estimate that 126.7 million people in America currently have no dental coverage. Due to high out-of-pocket treatment costs, many are forced to neglect their oral health and suffer the consequences.
Dental Insurance Trends Over the Years
In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental coverage. By 2012, the number of uninsured Americans only dropped to 42 percent. In the late 2000s, rising health care expenditures and economic crisis placed a great burden on the insurance industry. Employers became increasingly reluctant to provide dental insurance for their workers. Under recently instituted health care reform laws, children and adults are not required to purchase dental policies, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.
Dental Care Options for the Uninsured
If you can’t get dental coverage through your job or government subsidized programs, paying for dental treatment can be a challenge. However, there are options. As the number of people who are unable to afford regular dental visits has increased, the number of dentists has also continued to increase. This is good news for patients who are without dental insurance because dentists are working harder to find new ways to make services more affordable. Most dentists offer or accept savings plans such as DentRite and many are now offering new patient specials that include perks like free first visits, discounted treatments, and some even offer in-house or third party financing like Care Credit with reasonable payment plans.
Even though the cost of regular dental care can be expensive, it is important to continue going to the dentist because preventative care is much more affordable than putting problems off until they require treatment.
To get the dental care you deserve from an affordable dentist in Ocala, call Advanced Dental Care of Shady Road today at (352) 433-4934 or make an appointment.
Advanced Dental Care offers affordable family dentistry and gentle, compassionate dental care in Ocala. With 21 affiliated practices throughout Florida, our offices are conveniently located with extended hours to meet your needs. At Advanced Dental Care of Shady Road, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Advanced Dental Care of Shady Road.